The Group is pursuing a profitable growth policy based on the selective development of its core activities through a combination of organic growth and acquisitions, and is drawing on a strong capacity for innovation geared towards satisfying its customers.

• Retail Banking, Specialised Financing & Insurance
  
• Private Banking, Global Investment Management & Services
  
• Corporate and Investment Banking
  
  

Retail Banking in and outside France
In France, the bank operates three complementary distribution networks, namely Societe Generale, Crédit du Nord and Boursorama Banque, representing a total of 3,000 branches and 10.7 million individual customers at the end of December 2010 with the objective to create added-value solutions to our customers’ needs.

Through its International Retail Banking division, the Group is present in 37 countries, with a total of 3,800 branches and some 62,500 staff serving 12.3 million individual customers and over 800,000 companies. Their focus is on maintaining their universal banking model while continuing to respect the specificities of local markets.

Financial Service
For its corporate clientele, the Group provides financial and service solutions for fleets of vehicles, and for computing equipment, and financing solutions for the sales and equipment of professionals. For its retail clientele, it also offers a wide range of consumer credit products, as well as insurance and life insurance products.

Their objective for 2010 is to consolidate strong positions in and outside France by building on expertise and ongoing or forthcoming solid partnerships in all our businesses, such as consumer credit partnership with Banque Postale.

Societe Generale Private Banking, the wealth management arm of Societe Generale, is one of the leading private banks worldwide, with EUR 83.6 billion of assets under management at the end of September 2011.

With 2,800 staff in 19 countries across the globe, Societe Generale Private Banking offers wealth management solutions to entrepreneurs and High Net Worth Individuals with financial assets in excess of one million euros.

Societe Generale Private Banking’s offering includes international wealth planning and fiduciary services (trust and tax planning), a global expertise in structured products, hedge funds, mutual and private equity funds, real estate investment solutions and access to capital markets..

In 2011, Societe Generale Private Banking was rewarded with the titles of 'Best Private Bank in Western Europe for its offer in Structured Products' (Euromoney), 'Best Private Bank in Switzerland for its offer in Structured Products' (Structured Products Magazine), 'Best Private Bank in France' (Euromoney), 'Best Wealth Manger of the year in the UK' (Investors Chronicle/Financial Times), 'Best Private Bank in the Middle East' (Banker Middle East).

Find out more: http://www.privatebanking.societegenerale.com/index.php?id=120&L=0

SGSS, established in 27 locations worldwide, has around 4,000 staff and provides a full range of securities services that are adapted to the latest financial markets and regulatory evolutions: clearing services, custody and trustee services, retail custody services, liquidity management, fund administration and asset servicing, fund distribution and global issuer services.

SGSS ranks 7th worldwide custodian and 2nd European custodian with €3,407* billion of assets under custody. The business line provides custody & trustee services for 3,305* funds and the valuation of 4,367* funds, representing assets under administration of €421* billion (* at end September 2011).

Find out more: http://www.sg-securities-services.com/SGSS/homeEn

Through its 25% stake in Amundi, Societe Generale possesses a leading player in Europe and a major global player in asset management.

Amundi ranks 3rd in continental Europe1 and eighth worldwide1 among the players in asset management with €689.50 billion under management2 .

Located at the heart of the main investment regions in more than 30 countries, Amundi offers a comprehensive range of products covering all asset classes and major currencies.

Amundi has developed savings solutions to meet the needs of more than 100 million retail customers worldwide and designs innovative, high-performing products for institutional clients which are tailored specifically to their requirements and risk profile.

Find out more: www.amundi-branding.com

TCW, a High-Alpha platform on the US market

Through its 80% stake in the Trust Company of the West (TCW), Societe Generale Group possesses a High-Alpha offering on the American continent, with EUR 87 billion under management and 600 staff. In February 2010, TCW finalised the acquisition of MetWest, further broadening its fixed-income product offering for institutional and private clients.

Find out more: www.tcw.com

Newedge, a 50/50 joint venture between Crédit Agricole CIB and Societe Generale, is a leading force in global multi-asset brokerage in the execution and clearing of listed derivative products.

With close to 2,800 staff across more than 20 world financial markets, Newedge provides its institutional clientele with access to 85+ markets around the world. As of December 31, 2010, Newedge is the n° 1 futures commission merchant in the United States based on segregated funds and combined funds. Newedge has an estimated global market share in listed derivatives of 11.6% (clearing) and 12.6% (execution) with over EUR 44.9 billion of client assets on deposit.

Newedge provides its clients with a full range of clearing and execution services covering options and futures contracts for financial products and commodities, as well as for fixed income, foreign exchange, equities and indexes, and commodities on OTC (Over The Counter) markets. Newedge also provides a range of value added services such as prime brokerage, asset financing, an electronic platform for trading and order routing, cross margining, and the centralised processing and reporting of client portfolios.

Find out more: http://www.newedgegroup.com

Societe Generale Corporate & Investment Banking, one of the three pillar businesses of the Societe Generale Group, is present in all major markets, with close to 11,000 employees in 33 countries across Europe, the Americas and Asia-Pacific. It is centred on the sound principles of serving the long-term needs of our clients, sustaining growth by building on our key strengths, and applying rigorous risk management across our activities.

Building on our strategic dialogue with clients and on strong relationships based on trust, we offer a global advisory approach from M&A to capital management. We house top-tier debt and equity capital market access under one roof and provide integrated and tailor-made capital raising solutions to accompany our clients’ strategy, drawing on our leading positions in Debt and Equity Capital Markets.

Global financing solutions for issuers encompass debt to equity capital raising, market leading expertise in structured finance (acquisitions, export, natural resources, infrastructure & asset based, media & telecom, real estate & lodging), which has won many international accolades over the years, as well as customised hedging services for interest rate and currency risk.

Our 2,600-strong integrated cross-asset platform provides seamless access to global markets across all asset classes (equities, fixed income & currencies, commodities and alternative investments - from cash to derivatives). We develop advisory, investment and risk management solutions for the specific needs of each investor, supported by our number one worldwide equity derivatives franchise and leading positions in fixed income, commodities and research.